Pre-Purchase Counseling 

Pre-Purchase Counseling

At the Empowerment and Development Housing Resource Center (EDHRC), we believe that informed buyers make strong, stable homeowners. Our Pre-Purchase Counseling Services are designed to give individuals and families the knowledge, resources, and confidence to navigate the homebuying process successfully and protect their investment.

Through one-on-one counseling, we assess your readiness for homeownership, review your financial profile, and create a personalized action plan. We provide a detailed credit review and improvement strategies, help you build a realistic budget, and guide you in understanding all the costs of owning a home—from the mortgage to maintenance. Our mortgage education covers loan types, interest rates, down payment options, and available assistance programs. We also walk you through each step of the homebuying process, from pre-approval to closing, while explaining key terms, contracts, inspections, and appraisals.

In addition, we share practical advice on risk protection, including insurance, warranties, and preventative maintenance, and connect you to local grants, incentives, and first-time buyer programs. EDHRC is committed to ensuring safe, affordable homeownership for all, helping you avoid costly mistakes and preparing you for long-term financial security.

“An educated homebuyer is a confident homeowner—and confidence is the first step to stability.” – Faye Baker, Founder, EDHRC